Updraft app for iPhone and iPad

Lower cost loans so you can wave goodbye to credit cards, overdrafts and everything in between.

- Check your eligibility with no impact on your credit score.
- No fees for over payments or early settlement
- A clear path to pay off with no minimum payment traps

We’re Updraft, and we’re here to help you make changes that pay off.

These major publishers have recommended us: Forbes, The Times, Daily Mirror, Yahoo Finance! and The Guardian.

We’ve been nominated for 3 British Banking Awards in 2023 - so you know you’re in great, safe hands.

1. Best Personal Loan Provider
2. Best Personal Finance App
3. Customer Service Champion.

Here’s a few of our most important features:

- Updraft Credit

Subject to approval - Representative 22.9% APR

- Free Credit Report

Monitor your financial profile with your free credit score and report. Track all of your credit accounts, searches and credit history whilst receiving tips and recommendations to improve your credit score.

- Spend Tracking

Connect your bank and credit card accounts to give yourself a 360 degree view of your bills and spending. Check all of your transactions and bills in one simple to use space.

- Money Talks

Instantly chat with our UK based money team; they’re on hand to answer all of your finance questions and anything else you need whilst using Updraft.

Safe and Secure

Weve built Updraft with your privacy and security in mind, we never share your data with any other parties without your explicit consent.

FCA Regulated

Were authorised and regulated by the Financial Conduct Authority as Fairscore Ltd with reference numbers 810923 and 828910.